Medical, Dental and Vision

Medical, Prescription and Vision Insurance

Employees and their eligible dependents may enroll in the following plan which includes vision and prescription coverage.

Blue Cross Blue Shield (PPO)

Employees can choose from a national network of Blue Cross Blue Shield providers.

  • No annual deductible if employees use in-network providers.
  • Office visit copay: typically $15.
  • Prescription benefits are provided through Express Scripts.
  • Vision benefits through VSP.

Dental Insurance

Dental insurance is provided through Delta Dental.

Delta Dental

Employee chooses from a network of providers.

  • No copays for office visits.
  • Plan pays 100% of preventative and 70% of basic restorative services.
  • Annual Deductible: $25 per individual employee, $75 maximum per family.
  • Calendar Year Maximum: $1,000 per person.

Click to download the SPD (Summary Plan Description)

Flexible Spending Accounts

These accounts allow employees to use pre-tax money to pay for family medical, dental, and vision expenses not covered by insurance, e.g. deductibles and co-payments, up to $3,000 per year. They can also be used for child/eldercare expenses up to $5,000 per year.

  • Claims may be incurred until March 15th of the year following the plan contribution year.
  • All claims must be submitted for reimbursement before May 15th or funds will be forfeited according to Federal Law.
  • These accounts are managed through Flex Plan Services.